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Square released this feature back in early 2018, allowing you to set up direct. Send and receive money at no cost. The cash app card is structured in such a way that you can only spend the funds in your cash app account.

Cash app is the easiest way to send, spend, save, and invest your money.

Venmo, for example, also charges 3% to send. Another method to load money into your cash app card is by connecting your bank account with your cash app account. The cash app card is structured in such a way that you can only spend the funds in your cash app account. However, since it’s linked to your bank.